Our 3 Core Principles

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Retirement Income Strategies

We believe that the three main factors to creating successful retirement income strategies are:

We believe you should aim for all of these components. If you want to learn more about these three principles and how you can achieve them, contact us to schedule a meeting. Or, you could attend one of our educational seminar events. At these events, we will go over different factors that impact your retirement, as well as tools that may help your long-term success in retirement.

Safety First

When you were still working, you might have been more comfortable with risk. However, as retirement draws closer, (or arrives), things may change. The stock market has its “ups” and “downs”–and that’s fine, when you have time to wait for an “up.” But, as you get older, you no longer have time on your side. You need that money now. If you suffer a loss during your retirement, you might not have the time to recover from it. This is why it’s so important to incorporate safety into your retirement strategy. If you ask us, it should be your top priority.

Safety comes first, and only then potential growth. And a fixed indexed annuity (FIA) can help you with this. An FIA acts as a source of guaranteed* income, protecting both your principal and any interest you earn on it. For this reason, you may want to consider implementing it as part of your retirement strategy.

Reasonable Rate of Return**

Do you have to choose between earning a reasonable rate of return** on your money or protecting it? Thankfully, no. You can have both of these benefits; a reasonable rate of return** is achievable with the right strategy, and obtaining it should be your next priority after safety. You don’t want to run out of money, and have to go back to work to support yourself years into retirement. Certain annuities or life insurance products could allow you to protect your principal while still earning a reasonable rate of return.**

Keep It Simple

Putting your retirement income strategy together may seem complex. With so many factors to consider, it can seem overwhelming. But it doesn’t have to be! Your strategy should not only protect your money and earn you a reasonable rate of return,** we believe it should also be simple and easy to understand. And, you might be able to get all these benefits with just one product. Having to spend your retirement carefully watching your accounts and stressing over the success of your investments is far from ideal. Your strategy should give you confidence and a feeling of security.

You don't have to choose between these three values–You should strive to have all three. And thankfully, you can.

Reach out to us to learn more about how to create successful long-term retirement income strategies. Attend one of our events, or schedule a one-on-one meeting with us. We’re always here to help.

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