Annuities
Whether you’re several years from retirement, if it’s right around the corner, or if you’re already in retirement, we can help you. We understand that financial planning for retirement can feel overwhelming. There are many options to choose from, and they all have their own pros and cons. But, we’re here to help make it more simple for you.
Annuities For Retirement
There are some options that you may not have even considered, that could serve to possibly make your retirement strategy simpler. An example of one of these options is an annuity.
Annuities for retirement could potentially allow you to gain a reasonable rate of return,** while also keeping your money guaranteed* safe. It’s our belief that these things should be your highest priorities when planning for retirement, and an annuity can help you obtain them.
Annuities Vs Typical Retirement Accounts
Let’s go over how annuities, specifically fixed indexed annuities (FIAs) compare to more traditional types of retirement accounts, such as 401(k)s and IRAs. An FIA may offer a greater level of flexibility compared to these accounts. Benefits of an FIA that other accounts may not offer include:
- Protection in the event of a stock market downturn
- No contribution limit
- Tax deferral (you don't pay taxes on the interest earned until you take it out)
- Potential to "roll over" the money from your 401(k) or IRA into an FIA instead
Reach Out to Us
It’s important to make sure, based on your situation and needs, that annuities for retirement are the right choice for you. If you’re interested, reach out to us. You could reserve a spot at a seminar event, where you can learn more about these products and others that may be of help to you. Or, if you want to discuss your own personal needs with us one-on-one, you could schedule a meeting. We can talk with you and, only after getting to know you, offer guidance. We’re always here to help.
